Measures to Incorporate Illegal Private Lending into the Formal Financial System: Focusing on the Lending Business

I. Introduction

1. Utilization of Illegal Private Lending and Cases of Consumer Harm

2. Definition and History of the Moneylending Industry

II. Consumers and Suppliers in the Moneylending Market

1. Consumers in the Moneylending Market: User Characteristics

2. Suppliers in the Moneylending Market: Types of Moneylending Firms

III. Exploring Innovation Strategies and Survey Analysis for the Moneylending Market

1. Directions for Innovation in the Moneylending Market

2. Methodology for Identifying Innovation Strategies and Survey Design

3. Key Findings from the General Public Survey

IV. Policy Implications for Reducing Illegal Private Lending

1. Horizontal Innovation Strategies

2. Bottom-Up Innovation Strategies

3. Top-Down Innovation Strategies

Reference

Korean version: https://www.cfe.org/20250115_27264